Enterprise Payment Solutions Secure and Compliant PCI DSS / ISO8583

Payments Acquiring Aggregator

POS Authorization and Settlement

Connector for POS devices, registers, readers, and other payments machines

Compatible with Visa MasterCard Amex Diners Discover JCB UPI / custom

Connect and Integrate ISO8583 Card Payments protocols
of any card acquiring merchant devices

ISO8583 Merchant and Terminal Aggregator

Handle in microservices, containers stand-alone

HSM - EMV, Pin , Mac, Sessions and keys management

Hight throughput and speed 1000TPS

With integrations Web services Rest API Database Js Scripting

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Features FAQ Watch Video

Payments Acquiring Devices Aggregator

Key features and benefits

Microservices Scaling

Deploy as standalone process, as managed service, in container, cloud or any VM

Integration Configurable

Integrate ISO8583 card payments with Rest APIs, JSON, XML, CSV, TLV or other ISO8583 protocol

Highest level Security

Configurable HSM integration, with JavaScript scripting, allows virtually endless customizations

Protected from human errors

Configure, Share, deploy and run automatically without human intervention from Version Control (Git) to CICD.

No Human configuration needed

Automatic Analytics

Generate automatically Analytics reports, data exports locally or to another reporting system.

Scripting available for external integrations

Speed 1000 TPS

Designed from the start for fast throughput and with almost no dependencies, our home-software uses only the most basic components to achieve top speed and maximum reliability

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Access new markets and connect new Fintech

We handle all binary technical complexity ISO8583 data

Connect Card Payments protocols

in the cloud, on-premise or in containers

Automatic stand-in

in case the web host is down

Maximum Security | cryptography

neaPay ISO8583 Interface connector demo

Technical run of an ISO8583 Interface with under 2 minutes with ISO8583 simulator Acquirer and web Host simulator (JSON host)

ISO8583 Payments Acquirer Aggregator

Connect any device: POS, ATM, card readers, NFC readers

Handle any host: local Banks, Visa, MasterCard

Full control of data via scripts

High performance, NON-STOP availability, easy maintenance

Basic conversion of payments as standard

Connect and update SQL or noSQL

Easy conversion ISO8583 to MySQL, MSSQL, or blob JSON data

Direct mapping and automatic formatting

Full control of data via scripts

Any database and any format

Standard ISO8583 handling

Connect to HTTPS, send XML or JSON

Easy conversion ISO8583 XML or JSON data

Direct mapping and automatic formatting of JSON

Full control of data via scripts , requests and response

Any additional data format, like binary files

Standard ISO8583 response handling

Features List

F A Q

Architecture

Documentation

Use Cases

All Products

Need a custom payments solution? Ask here

Payments Merchant Acquiring Host for Small and Medium Business

Acquire and convert to/from any protocol: ISO8583, ISO20022, TLV, CSV, XML, JSON, PSD2 API

Connect any device: POS, ATM, card readers, NFC readers

Full EMV support with CHIP readers, contact and Contactless

Merchant Host system for small merchants and stores, chains of restaurants or minimarkets.

Acquire, Host and Switch functionality

Connect, manage and interact with your devices

Perform checks or send directly to Issuing Host

Handle several Issuing Host and switches, route based on rules

Forward ISO8583 messages or settlement files to Interchanges

Great for any Terminals Hosting, Routing, readers and Identity checkers

Built to be Flexible, Customizable and Reliable

Lightweight Payments ISO8583 Acquiring system

Best price for an ISO8583 Host - There is nothing like it

Amazing speed and Modularity for any channel

Virtually Unlimited Devices and Cards Host connected

Unlimited Routing rules simplified to the maximum

Additional business logic can be implemented on the spot or delivered and replaced

No databases required, no dependency on other software

Any platform, Any channel, Any message format, that is our business.

We will assess your project, come up with the plan, inform you of any risks and take responsibility for what we guarantee

How to Connect and Host POS devices?

You can first simulate any POS format with our POS simulator

Configure your POS connection host as a server and wait for a connection

Handle magnetic swipe, contactless, EMV CHIP or top-ups and payments

Any number of connections can be defined

Any number of messages and message types can be used

Payments response handling

The acquired transaction will be Switched based on rules

Several Cards Host systems can be connected at the same time

Messages will be handled individually on connections

Devices will be matched upon return, with the approval

Local data can be stored and used for any configuration

Automatic reports and clearing will be generated

Acquiring Aggregation Clearing Payments

Simple Payments Acquiring Overview

Payments Acquiring System

Input sources Channels

POS device, virtual POS, cash register

POS hosts, via several channels

Mobile or Web interfaces

Queues, databases, storage Systems

Output Data Channels

ISO8583 payments converter, router or host

Web host, routing interface

Clearing systems, files or online

Frequently Asked Questions

The application Core is written in Java, runs on any platform where Java is availableThe configuration and behavior are written in JavScript, which is delivered to the customer

Most users run the POC on a workstation or Windows VM, but some use Mac or Linux platforms for initial acceptance
Non-stop and high load converters run on Linux servers or containers
Any cloud can be used, as long as it runs Docker Containers and an OS that supports Java. RedHat, Ubuntu, CentOS

As a microservice, each converter instance can run its own configuration to perform a separate task
Several converters can be run at the same time for ISO8583, ISO 20022, SQL/Oracle, Visa, Amex, MasterCard, clearing
Each microservice can therefore be redeployed, reconfigured and maintained separately

All connectivity, message formats, business logic, are usually delivered pre-configured, ready to run.
The customer can change all of the above, on-premise.
All configuration is easy to version-control (via git)

Super fast. Processing time is under 1 millisecond.
It can be limited by external IO, HSM, Database, of course.
Each microservice instance can be scaled separately, depending on load.
Scale with containers, service managers, or simply starting several instances and balancing them via the neaPay Switch-Router

POC in a couple of days. MVP in a couple of weeks.
Most common formats are already available.
The neaPay card payments ISO8583 converter can be set up for a POC in a few hours.
Depending on the size of the scope, we can get the most of it set up and tested in a few weeks.
We can then validate and go Live in 1-2 Months. Get a Free Price Quote

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