To calculate the verification values you need the following data:
Enter the 16 or 19 digits card number:
Enter the 4 digit Expiry Date YYMM(EX: 2312):
Enter the 32 hex digits CVV Encryption Key(MDK):
Service code (used for CVV/CVC only):
Application Transaction Counter ATC(used for dCVV only):
Documentation - How to calculate CVV - Algorythm
Step 1. Ensure a 2-part 16 byte key. That is 32 hex characters. We will call this "Key"
Step 2. Ensure 16 or 19 digits PAN Card number
Step 3. Ensure 4 characters of Expiration Date
Step 4. Ensure 3 characters of Service Code
Step 5. Concatenate PAN, Expiry date, Service Code
Step 6. Fill with zeroes to the right until you have 32 characters. We will call this "Data"
Step 7. Encrypt (DES) the first half of the data with the first half of the key
Step 8. XOR the result with the second half of Data.
Step 9. Encrypt (DES) the result with the first half of the Key.
Step 10. Decrypt the result with the second half of the key.
Step 11. Encrypt the result with the first half of the key.
Step 12. Get only the digits(numbers) from the result; First 3 are the CVV
This article describes how the ISO8583 Converter creates an XML, SQL and CSV object from an incoming TCP/IP ISO8583 binary message, and then sends it to a HTTp host as a POST, and a Mysql database, and a flat file on disk respectively. Go to ISO8583 converter to JSON for more details and download links.
Check the article for screenshots and logs of a conversion from ISO8583 to SQL XML CSV
PCI compliant with neapay switch Steps and procedure: Configuration parameters to acheive service PCI DSS compliance
Adding extra, custom fields to the ISO8583 simulator in 3 simple steps is as easy as running the tests: Edit the spreadsheet and save it; Edit the message that reads the test data; Alter the ISO8583 message.
Deploy then neaPay Payments switch router to easily route transactions based on BIN/prefix, amount, merchant, originating or destination insytitution, node.
1. As a container orchestration with Docker-compose
2. As separate services managed as stand-alone.
The payments converter has the capability to convert any payment messages to API requests to exchanges.
Integrate crypto payments or crypto purchase from within your system, ATM or Host for Bitcoin, Ether, and many other cryptocurencies.
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