Interfacing with Fraud systems, Bank Host, Clearing Services, Cards or Balance management systems
Simple unified approach across all protocols to deliver the service;
Clear acceptance criteria within the predefined process
Card and account payments processing As Service
Reach the market first and dominate
Integrate card payments schemes and payments protocols
Minimize risk for processing
Zero customer risk: Up and running before you pay
Use the service pre-configured and set up for your network
Sign up for the offer: Book a meeting or Request Form
Key features and benefits
Designed from scratch for payments microservices
Cloud Card Payments Interfacing Integration as Service
All major Card payments protocols supported
Flexible configuration to fit Custom and Private protocols
Access new markets and new customers
Release new services without delays
Beat competition to market with the fastest MVP
Fastest time to market, zero delay
Let's get startedCloud Card Payments Conversion as Service
Card and Account payments conversion as service
Convert & integrate new systems
Fast POC deployed to the cloud
Integrate Payment Web Services
Keep up the pace and connect new services in record time
Make the move in a fast-paced market and stay ahead with fast service delivery
Stay on top of data sensitivity and compliance
Top level security with dedicated HSM or cloud solution
Integrate Mobile Application services, Mobile Banking
Integrate mobile services now , not in the future
Connect any web services like Apple and Google » We can help you build, purchase or implement mobile services and applications
Pre Certification Testing and Management
We can handle certifications through all the stages, from initial
contact with schemes like Visa, MasterCard, Diners, to project
closure. This includes:
» business case discussions,
» project opening,
» scope analysis,
» test plans preparation,
» test scope
preparation,
» test execution and documenting the
results,
» results analysis and validation,
» checking with the switches about the validity of the tests
and offering support for validation,
» receiving of
letters, project closure, thanking everyone involved.
Use Cases and Customer Implementations
Integrate a new card scheme to existing processing system
ACI Base24-eps integration with proprietary switch protocol
The bank converts ISO8583 Base24 HISO93 to internal ISO8583 Host
The bank uses a processing company that runs BASE24 to process transactions, and the processor sends all transactions to the bank as HISO93
The Bank needs to convert these messages to its own legacy Host systems
The Converter receives all incoming traffic and convert each of them to ISO8583 Host custom format
The Converter converts all responses back to Base24 HISO93
neaPay Switch Router can be used to send messages to a database or web host as well
neaPay The Converter can be used to generate clearing files
Neobank Connects card payments transactions to web-based API Authorization system
ACI Postilion System Integration to API back-end
The bank integrates ISO8583 card payments transactions to WEB API JSON
The bank acquires all ISO8583 payments of ATM and POS through a partner Acquirer, and receive transactions for final approval.
The Bank chooses neaPay's ISO8583 Converter and Interface with the online Web system
The Switch service sends all transactions to the host and to the Card Payments Conversion Service
The Conversion Service receives all incoming traffic and converts it all to JSON
The neaPay Converter makes HTTP POST requests with the JSON body above
If the WEB API responds to the POST call, the converter can notify the Router Service, or another party
In case of no response, the Converter can log the request to a database, and retry later.
Legacy Bank adds new Acquiring Processing System to existing Card Processing
Avaloq Banking system Integration of new ISO8583 Acquirer
Converts ISO8583 to Avaloq SQL Oracle
The bank uses a processing company that runs a custom ISO8583 protocol to process transactions, and the processor sends all transactions to the bank
The Bank needs to convert these messages to its own Warehouse or Oracle Database processing system
neaPay Converter receives all incoming traffic and convert each of them to SQL and JSON
then converts all responses back to Postilion and auto populate responses
neaPay Switch Router can be used to send messages to a BLOB Warehouse as JSON
Frequently Asked Questions
What technology and architecture is used?
The default chosen platform is AWS Elastic Coputing Instance EC2, Linux.
The application Core is written in Java, runs on any platform where Java
is available; The configuration and behavior are written in JavScript, which is delivered to the customer
Where will it deploy and run? Does it work in the cloud?
The service is deployed to AWS EC2
Most users run the POC on a workstation or Windows VM, but some use Mac or Linux platforms for initial acceptance
Non-stop and high load converters run on Linux servers or containers
Any cloud can be used, as long as it runs Docker Containers and an OS that supports Java. RedHat, Ubuntu, CentOS
Can multiple services run and perform different tasks?
As a microservice, each instance can run its own configuration to perform a separate task
Several instances can be run at the same time for ISO8583, ISO 20022, SQL/Oracle, Visa, Amex, MasterCard, clearing
Each microservice can therefore be redeployed, reconfigured and maintained separately
How configurable and customizable is the service?
All connectivity, message formats, business logic, are usually delivered pre-configured, ready to run.
The customer can change all of the above, on-premise.
All configuration is easy to version-control (via git)
How fast is the neaPay Service and how does it scale?
Super fast. Under millisecond. It can be limited by external IO, HSM, Database, of course.
Each microservice instance can be scaled separately, depending on load.
Scale with containers, service managers, or simply starting several instances
and balancing them via the neaPay Switch-Router
How long will it take to implement and go Live?
Most common formats are already available. The neaPay card payments ISO8583 converter can be set up for a POC in a few hours.
Depending on the size of the scope, we can get the most of it set up and tested in a few weeks.
We can then validate and go Live in 1-2 Months. Get a
Free Price Quote
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Choose the product you need
ISO8583 Converter
Convert ISO8583 to JSON XML SQL
ISO8583 Interface
ISO8583 Interface Handler
ISO20022 Converter
Convert ISO20022 to ISO8583 ...
ISO8583 Builder
Build ISO8583 from scratch
ISO8583 Switch
ISO8583 Router by criteria
ISO8583 Authorization
Authorize cards and ledger
Payments Acquirer
Acquiring host from devices
Cards Issuing
Generate and issue cards
ISO8583 Simulator
ISO8583 HISO98 HISO87 simulator
ISO20022 Simulator
ISO20022 & SWIFT simulator
POS Simulator
POS protocols simulator
Web Api Simulator
Web API tester Performance
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