ISO8583 Simulators Regression & CI/CD Performance Testing

Avoid production issues, test automatically, consistently across environments, automatically detect change & gain confidence

ISO8583 Simulator
Banks & Card Payment Networks
Visa MasterCard Amex UPI Discover JCB

Scheme Pre-configured, ready-to-use ISO8583 simulators for card payment networks,
banks and card payment processors, Fintech and payment service providers

ISO8583 Regression automation, continuous testing, and performance validation
Ensure internal functionality consistently, cut testing cost, and run reliable regression on every release.

  • Automated regression suites for every release, Continuous testing in CI/CD pipelines
  • Automatic baseline/change detection, Load and performance testing up to 1000 TPS
  • Custom specs for national switches and proprietary networks, at a fraction of the cost of an internal build

Request a free POC ISO8583 Simulator Details

ISO8583 Conversion • Switch • Connectors

Purpose-built integration software for processors modernizing card rails.

Payments Integration Request Estimate

Trusted by our customers - Banks and Financial Processors around the world - Request a quote now


Since 2012 - supplying FinTech Startups, NeoBanks, Payments Processors, National Switches • Long lasting partnerships

ISO8583 Card Payments Converter

Convert ISO8583 Card Payments
to JSON, XML, SQL, CSV /custom

ISO8583 out of the box, easy to set up

ISO8583 TCP to Web Api HTTP

ISO8583 TCP to SQL, XML, CSV, database

Mobile apps, Web services, Web Sockets, or any API JSON, XML, csv, binary files

Integrate any card payments scheme/protocol

Stand alone solution or integrated with ISO8583 interfaces or web APIs

Microservices or standalone server

Integrated logging, reporting

Fastest and most lightweight ISO8583 conversion solution

Payments ISO8583 Converter   Request a Meeting  

The Industry standard solution for ISO8583 conversion

ISO8583 Switch Router Card Payments

ISO8583 Switch / Route Card transactions

Switch ISO8583 messages on
BIN, amount, terminal

Route card transactions to Host, Issuers, Fraud Systems, Host, stand-in, ISO8583 converters

ISO8583 BIN, prefix, partial match, low value payments

ISO8583 screening, alerting, anomalies detect

EMV handling, Pin, Mac, Sessions and keys management

Microservices or standalone server

Transaction Monitoring, Real-Time Analytics

ISO8583 Switch Router   Request a Meeting

Fastest to market ISO8583 switching solution

Card Payments Host Interface

Connect Card Schemes

Integrate ISO8583 Card Interfaces

ISO8583 Bank & Switch & Aggregator Interface

ISO8583 stand-in and login handling

ISO8583 messages routing and auto-respond

Interface any host: Web services, POS, local Banks, Visa, MasterCard

Full EMV support, Pin, Mac, Sessions and keys management

Microservices or standalone server

Transaction Monitoring, Real-Time Analytics

Fastest and most lightweight ISO8583 conversion solution

Card Payments Interface Request a Meeting

Fintech's #1 Favorite ISO8583 Card Host Connector

Acquirer Aggregator for POS devices

POS Payments Acquirer Aggregator

POS Authorization, Routeing and Settlement

Connector for POS devices, registers, readers, and other payments machines

Compatible with Visa MasterCard Amex Diners Discover JCB UPI / custom

ISO8583 Merchant and Terminal Aggregator

Handle in microservices, containers stand-alone

High throughput and speed 1000TPS  

Transaction Monitoring, Real-Time Analytics

POS Acquirer Aggregator Request a Meeting

Fastest to market ISO8583/REST POS acquirer

Card Payments Authorization System

Authorize Card Purchases

Limits & Usages - Ledger &Available Balance

Cards Refresh & Export

Host ISO8583, ISO20022, SWIFT

Clearing & Analytics

Configurable authorization rules with override

Validate limits, amounts, cards, EMV, PIN, MAC

Any database, binary data structure and message format.

Card Authorization Host Request a Meeting

Account Payments Converter SWIFT MT MX

Convert ISO20022 Account Payments

Convert ISO20022 Payments
to ISO8583, binary, JSON, SQL


ISO8583 TCP to Web Api HTTP, database, files

Integrate ISO20022 with Web APi, ISO8583 and clearing

Web services, TCP/IP, or any API csv, binary files or online POS
Delivered as Commercial off the shelf solution or as integrated framework

Microservices or standalone server

Integrated logging, reporting

ISO20022 converter Request a Meeting

EMV QR Code Connector

EMV QR Code Connector ISO8583

Integrate EMV QR Code Payments with existing payments infrastructure


Card /account payments ISO8583 binary JSON SQL

EMV QR Code to Web Api HTTP, database, files

Integrate EMV QR Code with Web APi, ISO8583 and clearing

Web services, TCP/IP, or any API csv, binary files or online POS
Delivered as Service or Product

MicroPayments Connector IoT

Connector IoT iso8583 Micropayments

Integrate Automotive, smart locks, shipping, dispensers


Acquirer, Aggregator & Router micropayments

IoT device connector to Bank Hosts & Card Brand Switches

Aggregate and Integrate Payments protocols
from IoT devices, convert and aggregate payments

Custom MicroPayments Integrations ISO8583
 

Payments Clearing and Settlement

Clearing and settlement ISO8583 IBM BD2 MQ Oracle

Generate Convert Import IPM CTF custom


Automatic generation from ISO8583 IBM BD2 MQ Oracle

EMV QR Code to Web Api HTTP, database, files

Integrate EMV QR Code with Web APi, ISO8583 and clearing

Web services, TCP/IP, or any API csv, binary files or online POS
Delivered as Service or Product

ISO8583 Filter, Notifications, Alerts, Data Warehouse

ISO8583 Filter, Notifications, Alerts, Data Warehouse details page - ISO8583 Filter, Notifications, Alerts, Data Warehouse for ISO8583 payments

Detect Anomalies, Alerts & Notifications, Data Warehouse


Aggregator Connector - Bank Hosts & Card Schemes

IoT custom Payments Integrations, Data Warehouse

Integrate with local, national or global PSP, Acquirers, Card schemes

Integrate Automotive, smart locks, shipping, dispensers, custom hardware, Data Warehouse

ISO 8583 testing — regression, automation & performance

Works alongside scheme certification simulators — built for internal regression, automation and cost-efficient continuous testing.

ISO8583 Simulator Card Schemes

ISO8583 Simulator for card schemes, banks and processors

Visa, MasterCard, Amex, UPI, JCB & custom specs

Acquiring, issuing, clearing, POS, ATM, REST API

Pre-configured, ready-to-use ISO8583 simulators for card schemes, banks and processors — at a fraction of the cost of an internal build.

Automated regression suites • CI/CD pipeline integration • performance testing up to 1000 TPS

Much cheaper than building and maintaining an in-house simulator team.

Fast to deploy, Fast to configure and customize, fast execution, fast results

Lightweight, no dependencies, no external libraries, no forced updates

Guaranteed consistency across environments, no manual configuration, no manual test validation needed

Automated baseline/change detection, automated regression runs Scheduled or on demand, recurrent

ISO8583 Simulator Details Request a FREE POC  

Account Payments Simulator ISO20022

ISO20022 Payments Simulator

TESTING Account payments

Integration for ISO8583, SWIFT, HTTP/JSON, XML, SQL

Compatibility with ISO8583 and clearing

Conversion to SWIFT or ISO8583

Integration with message logging and routing

Interconnect with API over http with XML or JSON

Business areas of ISO20022: Account management, Administration, Cash Management, Clearing and Settlement, Payments Initiation, Reference Data, Security events, Trade Services Initiation, Treasury

ISO20022 Payments Simulator Meeting

POS Device Simulator ISO8583 JSON XML

POS Device Simulator SPDH, HPDH

TESTING Card payments

ISO8583, fixed formats, Hypercom or Standard device handler

Connect BASE24, Base24-eps, Alaric, Postilion, Way4, SmartVista

Custom POS messages simulated in a few hours with full customization

Simulate any payment terminal: Ingenico, PAX, VeriFone, BBPOS, NCR, Hypercom

POS Device Simulator Meeting

Mobile Banking API Simulator

Mobile Banking API Simulator

TESTING Mobile Banking API

With integration for more formats via API and/or SQL TCP/IP

Very High performance of 20 requests/ms

Standalone fo data confidentiality, functional, automatic regression and load mode

HTTP POST GET or any method of choice (custom)

Integrate with an HSM or use built in cryptography

Extensive logs and reports vis scripting

Integration with tokenization or database for card data

Microservices or standalone server, logging, reporting

Continous testing and duration testing with large data

Delivered as Commercial off the shelf solution or as integrated framework

Mobile Banking API Simulator Meeting

Trusted by our customers - Banks and Financial Processors around the world - Request a quote now


Since 2012 - supplying FinTech Startups, NeoBanks, Payments Processors, National Switches • Long lasting partnerships

Let's build together   |   Testimonials

Cards Issuer

Cards Issuing & Card data generation

Generate, export, process card data for printing

Card data for database, PIN, cryptography generation
BIN range configurable
Import data from Excel, database

API integration, SQL, nosql, JSON, CSV, TLV

Cards Issuing Generation Meeting

Payments Consultancy Services

Efficient solutions with World class expertise
Leveraging our famous neaPay-core Solution microservices

All Payments project phases

Decades of expertise in Authorization and Payments Systems

On top of newest technologies on the market

Leveraging decades of expertise and newest technologies

Delivers the perfect blend to achieve performance and cost-efficiency

Achieve better cost efficiency

Get better performance from payments systems

Speed up processes and flows

Payments Consultancy Services

Meeting

Performance Load Testing

Complete solution for Payments Performance Testing With in-house brewed famous ISO8583 Simulator

Payments ISO8583 ISO20022 API-JSON

Standard high performance testing with banking level cryptography

Configurable payments protocols and configurable data sets

Standardized approach to Functional, Test Set, & high throughput Load Test

Business-defined Duration test, Peak test, average load Test

Test reports reflecting the system's performance.

Progressive low to high TPS testing

Load Duration Testing & Automatic Reporting

Performance testing

Meeting

Card Payments Testing Services

Complete Testing Services, All phases

ISO8583 ISO20022 Web-API REST protocols

World-class Payments testing Expertise

Best blend of old and new testing techniques

Standardized approach to Functional, Test Set, and then high throughput Load Test

Business-defined Duration test, Peak test, average load Test

Test reports reflecting the system's functional status.

Incremental Regression tests building

Automatic scheduled regression tests

ISO8583 Testing Services

Meeting

Cutomer Testimonials

What our friends, users, Customers and long time Partners say about our products and services

"NeaPay architecture is really good for us because we add components as we expand our service. neaPay is so flexible with switch and new interface we simply add a card issuer in a few months."

Jeroen E

Architect, Consultancy

"neapay is so fast with deliverables we need to wait for the scheme to give us access or check tests, neaPay [component] is already in place."

Muhammad A M

Product manager PMP, Processing center

"NeaPay interface is easy to deploy and operate, it it is only a few commands and then it runs until the next update, we never have incidents on neaPay , except when connections are unavailable ."

Anna L

OPS, Cloud operator

"NeaPay Converter simplifies ISO 8583 integration, enabling us [bank] to modernize legacy systems, reduce operational overhead, and accelerate digital transformation without compromising compliance or security."

Tom K

Service Manager, Bank Institution

"NeaPay Converter removes the friction of ISO8583, allowing us [fintech] to launch innovative payment products faster, with minimal infrastructure complexity and maximum scalability."

Sara S

Solution Architect, Fintech

"NeaPay Converter streamlines ISO8583 message handling, helping us [processor] reduce integration time, improve system interoperability, and deliver faster onboarding for clients."

Maurice L

Service Manager, National Card Processing Center

"NeaPay Converter eliminates the complexity of ISO 8583, empowering payment providers to integrate faster, innovate quicker, and scale globally—without the burden of legacy protocols."

Matt B

Solution Architect, Independent Consutlant

"It wa a little work in the begining to migrate all the simulators, but with neaPay support we quicky had a process in place. Maintenance is now a lot easier."

Daren W

Architect, Processing center

"We test so MUCH MORE because of neaPay simulator. It is easy to use and access, we now test separately almost all endpoints, isolate components, we add more protocols every year."

John L

Service Manager, OPS, Processing center

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Card Payments Authorization

Pre-screen, pre-authorize and Authorize cards and ledger

POS Card Acquirer & Aggregator

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Cards Generator Issuing Host

Generate and export card data for cards issuing and test

ISO8583 Simulator

ISO8583 HISO98 HISO87 simulator

ISO20022 Simulator

ISO20022 & SWIFT simulator

POS Simulator

POS protocols simulator

Mobile Banking Simulator

Mobile Banking Testing Simulator

QR Payments Connector

EMV QR Payments Interface Connector

Micropayments Connector

Micropayments Acquiring Connector & Router

ISO8583 Alerts Notifications

Detect Anomalies, Alerts & Notifications

Clearing & Settlement

Generate Convert Import

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